Take-home pay · NZ
IRD rates · 1 April 2025 (2025/26 tax year)Take-home pay on $30,000 in New Zealand
About what a part-time minimum-wage role (~24h/week) brings in over a year. Below the IETC abatement floor, so the full $520 credit applies.
Your take-home pay
$24,291a year, after tax
Per month
$2,024
Per fortnight
$934
Per week
$467
Per hour (40h)
$11.68
On a gross salary of $30,000, you'll keep about $24,291 after PAYE, the ACC earner levy and a 3.5% KiwiSaver contribution (the new minimum from 1 April 2026). Your effective tax rate is around 15.5%, and every additional dollar you earn beyond this point is taxed at your marginal rate of 17.5%.
Tweak the assumptions
KiwiSaver employee rate
Gross annual$30,000
PAYE income tax− $4,158
ACC earner levy (1.67%)− $501
KiwiSaver employee (3.5%)− $1,050
Net (take-home)$24,291
Estimates only. Excludes secondary tax codes, Working for Families and IETC. For any of those, use the full PAYE calculator or, for refunds, the tax refund estimator.
Common questions about a $30,000 salary
How much PAYE do you pay on $30,000 in New Zealand?+
On a $30,000 salary you pay approximately $4,158 in PAYE income tax for the 2025/26 year, plus $501 in the ACC earner levy. Your effective tax rate (PAYE + ACC) is around 15.5%, and every additional dollar you earn is taxed at your marginal rate of 17.5%.
What is $30,000 per hour in New Zealand?+
$30,000 a year works out to about $14.42 per hour gross, assuming a 40-hour week and 52 weeks a year. After PAYE, ACC and a 3.5% KiwiSaver contribution, your take-home is approximately $11.68 an hour.
How much KiwiSaver gets deducted from a $30,000 salary?+
At the new 3.5% default rate (effective 1 April 2026), you'd contribute about $1,050 a year from a $30,000 salary, and your employer would match at least 3.5% on top. If you choose to lift your rate to 4%, 6%, 8% or 10%, your contribution scales proportionally — but the employer match is capped at 3.5%.