About FiguredNZ
FiguredNZ is a small, independent project. The mission is simple: a growing family of clean, fast, accurate New Zealand calculators — no sign-ups, no paywalls, no clutter. We start with pay and tax; property, leave, and business tools follow through 2026.
A static site, not WordPress.
Every page is pre-rendered to HTML and CSS before it reaches your phone, so the calculator is already usable the moment the page appears. All maths runs in your browser — nothing is sent to a server, and nothing about your income ever leaves your device.
We use the same tax logic Inland Revenue describes on its own pages, kept in a single configuration file. When a Budget changes a threshold, we update one file and the whole site updates in minutes.
What goes into the numbers.
The pay calculator applies the progressive NZ PAYE brackets, the ACC earner levy up to the liable earnings cap, the chosen employee KiwiSaver rate, and optionally a 12% student loan deduction on earnings above the repayment threshold. Employer contributions and the annual government KiwiSaver contribution are shown on the KiwiSaver page.
We deliberately don't attempt to model secondary tax codes, Working for Families credits, or the Independent Earner Tax Credit (IETC) — these are individual to your circumstances and would make a general calculator misleading. Use your IRD MyIR login or a registered tax agent for those.
Spotted something off?
If you think a rate's wrong, a calculation isn't adding up, or there's a calculator we should build next — please let us know. A contact form is coming soon.